These Terms and Conditions (hereinafter, the "Terms") govern access to and use of the website sperivanto.com (hereinafter, the "Site"), operated by Sperivanto S.R.L., CUIT 30-71845629-3, with domicile at Av. Corrientes 1234, Floor 8, Office 802, C1043AAZ, Buenos Aires, Argentina. By accessing and using the Site, you accept these Terms in their entirety.
1. Purpose and nature of the site
Sperivanto is a portal of an exclusively educational and informational nature about personal finance and economic management, aimed at the general Argentine public. We do not provide personalized financial advice, brokerage, or financial services of any nature. Published content does not constitute an offer, recommendation or invitation to carry out financial transactions.
2. Acceptable use
You agree to use the Site in compliance with current Argentine legislation, these Terms, morality and good customs. The following is prohibited: reproducing, distributing or modifying the Site's content without prior written authorization; using the Site for illegal purposes or that harm the rights and interests of Sperivanto or third parties; introducing or spreading computer viruses or any other malicious code; and attempting to access restricted areas of the Site without authorization.
3. Intellectual property
All content on the Site, including but not limited to texts, graphics, logos, icons, images, data compilations and software, are the exclusive property of Sperivanto S.R.L. or its licensors, and are protected by Argentine intellectual property laws (Law No. 11,723) and international treaties. Total or partial reproduction without express consent is prohibited.
4. Limitation of liability
Sperivanto does not guarantee the accuracy, completeness or currency of the information published on the Site. Content is provided "as is" and "as available". In no event shall Sperivanto be liable for direct, indirect, incidental, special or consequential damages arising from the use or inability to use the Site or from reliance on published information. Financial decisions you make based on information from the Site are your sole responsibility.
5. Third-party links
The Site may contain links to third-party websites (such as ANSES, BCRA, CNV or Consumer Defense). These links are provided solely as informational references. Sperivanto does not control and is not responsible for the content, privacy policies or practices of such external sites.
6. Contact form
The Site's contact form allows users to send general inquiries. By using it, you declare that the information provided is truthful. Sperivanto reserves the right not to respond to inquiries it considers inappropriate, offensive or unrelated to its corporate purpose.
7. Modifications
Sperivanto reserves the right to modify these Terms at any time without prior notice. Modifications will take effect from their publication on the Site. Continued use of the Site after the publication of changes constitutes your acceptance of the modified Terms.
8. Applicable law and jurisdiction
These Terms are governed by the laws of the Argentine Republic. For any dispute arising from the use of the Site, the parties submit to the jurisdiction of the National Commercial Courts of the City of Buenos Aires, waiving any other jurisdiction that may correspond to them.
9. Contact
For inquiries about these Terms, you can write to us at contacto@sperivanto.com or by postal mail to Av. Corrientes 1234, Floor 8, Office 802, C1043AAZ, Buenos Aires, Argentina.